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How To Prepare Your House for Trick-or-Treaters

Halloween Safety Tips for Homeowners Clear the walkways. Toys, rakes, errant stones — clear them all out of the way before trick-or-treating starts. (Wet leaves are an especially slippery culprit!) A quick clean-up is one of the easiest ways to make your home safer from slip, trip and fall hazards Light it up. Turn on your exterior lights, including any flood lights, to help create a safe path...

What Should You Do If Your Car Catches On Fire?

When it comes to auto insurance claims, car fires are relatively rare. But if you’ve ever seen a vehicle engulfed in flames, you know it can be a frightening scene. According to the National Fire Protection Agency (NFPA), there are about 200,000 vehicle fires each year in the United States – causing nearly $2 billion in property damage and claiming hundreds of lives. Since car...

Survey: Misplace Your Car Keys? You’re Not Alone.

Car keys are one of the top items people lose the most. How do you keep track of yours? Our recent survey of more than 2,300 respondents shows us where people commonly keep their keys (and how they find them if they go missing.) Check out the infographic below to see the results. Consistency is key If you frequently lose your car keys, it’s time...

5 Ways to Protect Yourself When Buying a Business

Purchasing a going concern can be a great way to go into business. The company you are buying may already have established customers or clients, smoothly running operations, trained employees, and cash flow. But buying a business can be risky – it requires dedicated due diligence. The following are ways to protect yourself when acquiring a business. Do Your Due Diligence Do not cut corners...

Can Life Insurance Cover Student Loan Debt?

What Happens To Your Student Loans If You Pass Away? The short answer: It depends on the type of loans you have. Federal loans: Loans issued directly to a person through the U.S. Department of Education are discharged (“forgiven”) upon that person’s death, once the required documentation is submitted. Read more specifics about federal student loans at StudentAid.gov. Parent PLUS loans: As a type of...